Privacy Policy

Effective Date: June 2025

This Privacy Policy describes how SkyL4rk (Pty) Ltd and its brands collect, use, and protect your personal information when you use our websites and services.

1. Who We Are

SkyL4rk is a South African technology company based in Ballito, KwaZulu-Natal. We operate various SaaS and mobile platforms, including xCrypt and PayedNow integrations.

2. What Data We Collect

• Names, email addresses, contact numbers
• Business details (for clients)
• IP addresses, device IDs, and usage logs

3. How We Use Your Data

• To create and manage your account
• To provide and secure our services
• To meet legal obligations (e.g. tax, compliance)

4. Sharing of Information

We do not sell your data. We may share data with:

• Payment providers (e.g., PayFast, Stripe)
• Cloud service providers (for hosting and storage)
• Law enforcement, when legally required

5. Your Rights

You have the right to:

• Access or correct your data
• Request deletion of your data
• Withdraw consent
• Lodge a complaint with the Information Regulator

6. Security Measures

We implement appropriate technical and organizational measures to protect your data, including encryption, access control, and secure hosting.

7. POPIA & GDPR

SkyL4rk complies with South Africa's POPIA and the EU's GDPR. For any data protection inquiries, please contact:

Email: privacy@skyl4rk.co.za

Information Officer: Michael Beuster

8. Changes to This Policy

We may update this policy periodically. Any significant changes will be communicated via email or website banner.